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Federal Opportunity: under the CARES Act, if you donate up to $300 ($600 if filing jointly), to a charitable organization, your adjusted gross income will be reduced up to $300 ($600 if filing jointly).

State opportunity: Grace and Mercy Homeless Ministries is registered to accept Working Poor Tax Credit donations; $400 ($800 if filing jointly).  A tax credit is not the same thing as a tax deduction. A tax credit is an amount of money that taxpayers are permitted to subtract, dollar for dollar, from the income taxes that they owe.  If you are getting a refund from the state, your refund could be $400 ($800 if filing jointly) larger.

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